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How to complain to RBC Royal Bank in Canada

RBC Make a Complaint page: contact via Message Centre / branch / phone; escalate manager → Client Care → Client Complaints Appeal Office (CCAO); then OBSI after 56 days or CCAO final response (180-day window).

Canada Banking Sources verified 2026-11-04

In the app / on the site

Use the bank's published complaint path first: rbc.com/customercare.

Do this once, properly. Screenshot everything — you will attach it to the letter.

The escalation ladder

Front-line / Message Centre

  • rbc.com/customercareRaise via RBC Message Centre (existing clients), in person, or by telephone as directed on customercare page.

Manager → Client Care → CCAO

  • rbc.com/customercareAsk referral to manager, then escalate to Client Care; appeal to RBC Client Complaints Appeal Office (most senior designated office).

OBSI

  • 1-888-451-4519Official phone
  • ombudsman@obsi.caPublished email
  • obsi.caEscalate to OBSI if 56 days elapsed or after CCAO final response (within 180 days).

Regulator & ombudsman channels

  • Ombudsman for Banking Services and Investments (OBSI) https://www.obsi.ca/ After 56 days without bank response, or after final internal response; typically within 180 days of final response. FCAC: https://www.canada.ca/en/financial-consumer-agency.html

Regulators almost always require proof that you complained to the company first. Attach your ticket numbers.

Public social channels

  • No verified public social channel for complaints — we only list channels we can source.

Sources & verification

Every phone number, email and link on this page comes from these official pages, checked on 2026-11-04:

  1. rbc.com/customercare
    https://www.rbc.com/customercare/
  2. obsi.ca
    https://www.obsi.ca/

More Canada escape paths

Browse every complaint guide — all countries and industries.

Next step: put it in writing

Generate a formal complaint letter for RBC Royal Bank — escalation demand and regulator notice included, prefilled for this guide.